10,000 Americans turn 65 every single day. Social Security's trust fund runs dry in 2032. And "retirement" doesn't mean what it used to. Here's the data on the biggest demographic shift of our lifetime — and what it means for your money, your work, and your lifestyle.
Portions of this article were drafted with the assistance of claude.ai, an AI tool. 
The author reviewed, edited, and fact-checked the final content to ensure accuracy and maintain a human perspective.
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